When can you operate a motorboat without a personal flotation device?

Operating a motorboat without a personal flotation device, or life jacket, is prohibited under all circumstances. The requirement for wearing or having a flotation device on board is designed to enhance safety and reduce the risks associated with boating accidents. Personal flotation devices are essential, as they can save lives in emergency situations, such as falls overboard or capsizing.

The other options might suggest conditions where one might think it is acceptable to operate without a flotation device; however, none of them align with safety regulations established to protect individuals on the water. Regardless of the time of day, speed, or specific location, the law mandates that a personal flotation device be present and accessible for each person on board, reinforcing the importance of safety in boating practices.